Report of Community Dispensation of ARV for Month of August 2021

By James Achanyi Fontem camlinknews

The month started with the first weekly review meeting. The UPEC Coordinator, Dr. Serge Djombissie welcomed the participants after prayers. Each focal point presented a report on the work realized. In the reports, issues related to the daily appointment register for PLHIV on ART were handled. These included the data of viral load collection (VL), ART Code, initials of first and last name of patient, sex, age, contact telephone numbers address of residence of patients and general observations. The general observations indicate the actual situation of patient, which include transfer of patients, search of PLHIV who have not shown up for more than three months and follow up to get their where about or whether they are dead. On the appointment register is put the date of the nextappointment and month the patient has to show up at the health facility (FOSA). The official insisted on punctuality for meetings and dispatching of reports. Focal points are requested to get their reports ready ahead of the meeting day to permit a global situation forappreciation. There are focal points that arrive at meetings without completed reports. It was suggested that focal points should be coached on making presentations during meetings to familiarize them on the technique of reporting. Since the hospital operates with two languages, English and French, both will be used for expression. Each focal point in the presentation gives the number of patients expected during the week and the number of persons who showed up. A percentage of the result is given as out-come. The number of persons screened and initiated on ART is also presented. Baptist Hospital of Mboppi has 23 Cohorts currently caring for over 5.000 PLHIV. These include different age groups starting from babies, persons above 10 years and persons above 40 years. Men and women, married and not married. The hospital is caring for over 5.000 PLHIV and the problem is the insufficiency of ART for multi-months dispensation. The quantity received is not enough and the hospital has adoptd monthly dispensation instead of quarterly semester deliveries. Yvette Ndongfac of Cameroon Link was introduced to the training fteam for replaement of Gertrude Menikoka who started training but fell sick and travelled to the village, where she is receiving treatment. Yvette Ndongfack is a nurse residing in Bonendale-Bonaberi. At Baptist Hospital Mboppi, she was attached to the pharmacy to learn about the circuit for dispensation of ART and the different types of ART available. James Achanyi Fontem continued coaching at the consultation level to get insights on the different approaches for receiving and interviewing patients during checkups with the UPEC Major. Each patient has a particular attitude and the approach to collect information is diverse.

There are patients that do not respect their appointment dates and the reasons are collected like illness and travel or busy occupations periods. The number of tablets he/she has is asked and this assists in taking the decision on the number of tablets to be served the patients. Some patients’ complained of side effects of the ART like itching and rashes on the skin. They are asked when the itching started and the type of water they bath with. Most of those who complained of itches use water from the well. This means the wells need some purification with a few drops of camel water regularly. Due to the nature of daily occupations of some patients, a request is proposed for change of the time to take the ART. Some prefer in the morning and others in the evening. The patients are advised to respect the time for taking their ART. They are informed that the most recent generic of ART is programmed for early in the morning and preferably at 07H00 because it keeps the patient awake throughout the day. IF TAKEN IN THE EVENING, IT RETARDS SLEEP. Other types of tablets make the patient to be dizzy and it is advised to take them in the evening instead of the morning. All pregnant mothers who arrive to start pre-natal consultation are screened automatically. This facilitates decision making on the therapeutic ART FOR THE PROTECTION OF THE MOTHER AND FEATUS. Special files are opened for pregnant mothers and newly delivered babies. It should be recalled that the Baptist Hospital in Mboppi receives over 5.000 patients on ART and data is updated during weekly meetings on Tuesday afternoon coordinated by the UPEC boss, Dr. Serge. During the meetings, focal points present data collected and report on attendance or respect of appointments by patients and difficulties encounted. There are cases of patients who want to be served multiple month ART because they have left Douala for their villages in other regions. Asked whether they needed a transfer to their new residences or locations, they refuse and prefer to be served from CBC Hospital Mboppi. Asked whether they have any persons who could collect their ART and send to them where they are now residing, they hesitate giving any names. The ART given now to patients covers only a period of one month and patients have to go to the health facility every month to be served. Some patients are married but both do not live in the same town or home. This is a problem. For patients on ARV, it is important to understand that the treatment is for life and there should be no break. A break gives the virus opportunity to become resistant. If a patient cannot go to the health facility to collect his/her ARV, a relative or friend should be sent to do so. Patients should avoid having bruises or openings on the skin. It creates opportunities for infections. Often the part of the body infected swells as a sign and this must be treated immediately. The patients should be able to say if he/she is having any side effects during treatment. These are often issues that need to be handled and addressed quickly. Child care is very important for mothers that are breastfeeding. Babies that breastfeed are always very alert and interested in what happens around them. They act sometimes like adults in search of things they can carry along with them. It may be your phone, your keys or anything attractive. Babies suck the breast anywhere and it should be known that it is the right of the baby. The breast of a woman is for producing the baby’s milk. Baptist Hospital in Mboppi promotes exclusive breastfeeding for the first six months after the birth of a baby and follows up the mother with a rapid test to guarantee that it is safe. As concerns the time for taking the ARV either in the morning or in the evening, an alarm clock is necessary because it awakens the patient and reminds him/her of the time to take the ARV. Gertrude Menikoka from Cameroon Link is still sick after attending a few meetings. She left for the village and was replaced by Yvette Ndongfac who also attemded two meetings and learning sessions. She has not shown up also. She has been replaced by Mbon Flavie who is currently going through the training process for community dispensation of ARV at the level of Cameroon Link in Bonaberi. The report of validation for the month of July and August2021 was presented to highlight the information needed by UPEC and GTR-Sida/ Littoral. This report covered the number of new cases diagnosed and the number of patients served with ARV. The objective of community dispensation aims at reducing long waits of patients when they arrive the health facility (FOSA) and to reduce distances from their residences and spending on transport fares to collect their drugs. The UPEC Coordinator emphasized on the need to remind patients on the appointments for collection of their ARV two days to the stipulated date. Patients who fail to show up for appointments for three months are directed to the health facility (FOSA) for retesting or screening after counseling. The respect of the time for taking the ARV is also emphasized. Some patients prefer to take their drugs in the morning and others in the evening. Investigations show that not all patients respect the time for taking their ARV. They are informed of the problem of resistance of the virus when the time is not respected. A project to monitor cases of children infected has been launched. The pilot phase is currently taking place in Yaoundé and Douala. It is after the pilot phase that activities will be spread throughout the republic. The virus and its development in the body is explained by actors involved in prevention. The virus spreads very fast where the patient is face with other problems related to itching, rashes, fever, tuberculosis, malnutrition, diaherea just to name a few problems. When the virus penetrates the body, it hides in blood cells and reduces CD4 known as soldiers. Illnesses related to skin diseases show up as signs. One-third of children infected die because their cells are weak. Children with HIV I die before the age of 5 years, while those infected by HIV II die before the age of 10 years. The number of CD4 varies with age and synthoms. At the third level, the symptoms’ of tuberculosis and diarrhea show up. When a patient arrives the health facility (FOSA) with an opportunistic problem, the viral charge load (CV) test is done before any prescription. It was noted that Index Testing at Baptist Hospital Mboppi has been very low and it is below 5%. The coordinator said this sector of HIV prevention activity has been dormant and needs to be activated. He encouraged actors to improve on their strategy working with sex workers. At least 36 cases should be identified weekly. Line listing activities need to be improved also to improve on data collection. This will be considered as evidence of what is happening in the district. Actors were invited to dialogue in the whatsapp group and share their experiences. Generally, messages are put on the group for reaction, but no responses are received. The purpose of the group is to harmonize the strategies in what everybody should be doing . Doing the same thing and updating knowledge at the same time improves on work. Sensitization messages should be harmonized. Actors should avoid frightening patients, especially on the adoption of certain conduct and attitudes like drinking or eating bitter kola for example. The use of telephones for booking appointment is necessary. Each time one is with a patient, the telephone number given should be verified immediately. Often, some patients give wrong telephone numbers and some even change their numbers and residences without notifying the UPEC or APS in charge. Patients will give all types of excuses for not taking their ARV regularly, Actors should emphasize on the need to respect the time announced during prescription and report if they have any difficulties. They are advised to use alarm clocks and watches as reminder tools. This is important. Another specialized group of counsellors has been introduced at Baptist Hospital Mboppi. These counsellors focus and target single mothers who are parents with children without husbands. It has been observed that this group of mothers have specific problems and requests to be tackled very strategically. They were given the opportunity to explain what their work will consist of and how they are going to work with other actors attached to the Mboppi hospital during a weekly evaluation meeting. Some of these parents refuse to disclose their situation, though they need support. There are women living with men but do not disclose their situation to their partners because they fear to be abandoned. It was advised that actors should encourage patients to adhere to their treatment. There should be continuous monitoring by actors. Actors should make efforts to counsel both partners because this creates better security for their health and wellbeing. The role of the counsellor is to educate and convince patients to adhere on the right decision. Dr. Amina Njoya has put an incentive for motivating actors to improve on their performances. Those who will succeed to convince parents and sex workers to join in the HIV prevention strategy wagon and adopt positive strategies will be compensated monthly if they come up with one case or more each week. Way Forward from September 2021 To get a clear picture of how prepared Cameroon Link is, we have below traced activities and evaluation session organized at the level of the CBO and UPEC. The 10-page protocol document between GTR/Littoral and Cameroon Link was endorsed on the 4th June 2021 and deposited at Hopital General Douala and Baptist Hospital (CBC) Mboppi. We then organized working sessions with Cameroon Link staff to prepare an agenda for participation during coaching sessions at Baptist Hospital Mboppi. On the first contact, the focal point for OBCs was sent to identify the location of Cameroon Link in Bonaberi and report on the appropriateness of the site for receiving PLHIV, On the report of the CBO Focal point, the UPEC Coordinator of Baptist Hospital Mboppi and EGPAF Representative at the district were guided by the focal point of OBCs to Cameroon Link for a first evaluation. Some recommendations were made for updating the appropriateness of Cameroon Link . Staff immediately engaged in the adaptation of the offices as instructed. From the month of July 2021, staff of Cameroon Link started attending evaluation meetings of CBOs and APS to learn about the circuit of ARV and dispensation in the community through reports presented by actors already involved in the system. This concerned reporting on data of PLHIV in each health area, the respect of appointments , sensitization and counselling of PLHIV just to name a few activities. Reports of the meetings and working sessions at Baptist Hospital and New Bell District level were shared with staff for updates. The focal point of CBOs, has coached staff of Cameroon Link on the filling of the DAILY APPOINTMENT REGISTER FOR PLHIV onARV and the HIV Anti-retroviral dispensation register. Since the 14th July, 2021 the CBOs’ Focal Point for Baptist Hospital (CBC) Mboppi, the UPEC Coordinator and EGPAF Project Funding representative, have trained and informed Cameroon Link staff on the management of Cohort hrough the register and sharing of data. Hey have been informed that some 500 PLHIV will be handled by Cameroon Link CBO in Bonaberi-Douala. For this reason, the training at the UPEC has focused on two main registers used during community dispensation of HIV anti-retroviral therapy drugs notably : 1. DAILY APPOINTMENT REGISTER FOR PLHIV ON ART 2. TRACKING REGISTER FOR RESEARCH OF PLHIV ABSENCE OR LOSS In the dispensation register each of the 17 Cohorts will occupy one page in the register and it was explained that the patients will be drawn from the period 2008 to 2019. Patients will be followed up by Health Facilities (FOSA) for 24 months before they are transferred to CBOs when their Viral Loads (CV) are considered stable. The 500 patients announced will be classified at Cameroon Link under 17 Cohorts as follows: 1. January 2000 – July 2008 2. August 2008 - August 2009 3. September 2009 - August 2010 4. September 2010 – July 2011 5. August 2011 – July 2012 6. July 2012 – MAY 2013 7. June 2013 – March 2014 8. April 2014 – December 2014 9. January 2015 – August 2015 10. September 2015 – March 2016 11. April 2016 – August 2016 12. September 2016 – February 2017 13. March 2017 – July 2017 14. August 2017 – March 2018 15. April 2018 – September 2018 16. October 2018 – December 2018 17. January 2019 – December 2019 After the first evealuation of the Cameroon Link site, a second evaluation is expected in the month of September 2021 before effective transfer of PLHIV to the community site for dispensation of ARV. Cameroon Link has prepared track to facilitate access to Cameroon Link in Bonaberi and these tracks are shared with patients put on the transfer list. The staff designated and trained to participate in the dispensation process at Cameroon link is as follows: 1. James Achanyi Fontem, Team Leader, Tel.: +237 677758840 2. Ojong Helen Ayamba, Nurse, +237 651776537 3. Kamdom Dzukam Christaine Laure, Asistant Nurse. +237 699877186 4. Mbon Flavie Marcelle , +237 693002311

New Bell-Douala District HIV Coordination Meeting Holds in Bonapriso

By James Achanyi Fontem, camlinknews

Eliszabeth Glaser Pediatric AIDS Foundation , EGPAF, sponsored the New Bell District Coordination Meeting of 9th September 2021 at Futuris Hotel in Bonapriso presided over by the representative of the regional delegate for public health in the Littoral. Mrs. BAYICKE Chimene made a presentation of the objective of the meeting and designated minuts secretaries. She told participants that it was an opportunity to make an evaluation of progress in the prevention of the spread of HIV in the past three months, exchange on the challenges and make proposals on the best strategies to fill the gaps created by obstacles. She focused her attention on the coordination of activities in the health district during the month of August 2021. The officer in charge of monitoring and evaluation presented data collected for the 4th cluster and the results expected. The data was discussed and validated after a question and answer session. The was followed by the moderation of presentations of the different project sites , trigulation of data from the sites and validation. Dr. Sih made a presentation on the situation of HIV therapeutic drugs , the stock and challenges during delivery in each site site. It was noted that some sites like Mboppi with many PLHIV do not receive enough stock to satisfy patients and most patients receive their VAT monthly and not quarterly or bi-annually as recommended by the protocols. The leader of the TB Unit made a presentation of activities in her sector and it was noted that some patients receive treatment but it is not documented. The coordinators of the different sites were advised to update their data for presentation of the real situation in each sites. Some patients change their residential areas and telephone numbers and are lost during tracking especially when they move from one region to another. It was advised that tracking should be done and coordinators of TB in the new sites of the patients informed for better follow up. Mrs. Abomo presented the best strategies for tracking TB patients to guarantee that treatment protocols are respected to avoid transmission to other persons. Coordinators of Community based organisations, CBO, were give the opportunity to make presentations on the activities in their different sites with challenges and suggestions for amelioration of performance. Mr. Mekal of the GTR/AIDS in the littoral presented a review of activities of CBos during the month of August in New Bell District. Challenges in relation with the different communities were presented and solutions proposed to improve for better results. The meeting ended with an elaboration of a plan of action for follow up of recommendations. Facilitators were Dr. Mossi, Dr. Sih, Dr. Etoa Mebara,Dr. Bayicke ChimeneMr. Mekal, Dr. Nyemb Grace of EGPAF and Arnold Ndille of EGPAF, Mme Audrey Sah of GTR. Participants were coordinators and UPEC Majors from the lead sites in New Bell, Mboppi, Ad Lucem,CMA Congo, Nkololoun and New Bell Prison. The CBOs were APSUPES, KAMITIK,New Way, FESPAC, and Cameroon Link. There were also representatives of the community, COSADI, COSA, representative of pharmacies and the the associate of monitoring and evealuation from New Bell. Cameroon Link was given the opportunity to present the way forward since the signing of protocol agreement with GTR/AIDS for Littoral. To get a clear picture of how prepared Cameroon Link is, we have below traced activities and evaluation session organized at the level of the CBO and UPEC. The 10-page protocol document between GTR/Littoral and Cameroon Link was endorsed on the 4th June 2021 and deposited at Hopital General Douala and Baptist Hospital (CBC) Mboppi. We then organized working sessions with Cameroon Link staff to prepare an agenda for participation during coaching sessions at Baptist Hospital Mboppi. On the first contact, the focal point for OBCs was sent to identify the location of Cameroon Link in Bonaberi and report on the appropriateness of the site for receiving PLHIV,

On the report of the CBO Focal point, the UPEC Coordinator of Baptist Hospital Mboppi and EGPAF Representative at the district were guided by the focal point of OBCs to Cameroon Link for a first evaluation. Some recommendations were made for updating the appropriateness of Cameroon Link . Staff immediately engaged in the adaptation of the offices as instructed. From the month of July 2021, staff of Cameroon Link started attending evaluation meetings of CBOs and APS to learn about the circuit of ARV and dispensation in the community through reports presented by actors already involved in the system. This concerned reporting on data of PLHIV in each health area, the respect of appointments , sensitization and counselling of PLHIV just to name a few activities. Reports of the meetings and working sessions at Baptist Hospital and New Bell District level were shared with staff for updates. The focal point of CBOs, has coached staff of Cameroon Link on the filling of the DAILY APPOINTMENT REGISTER FOR PLHIV onARV and the HIV Anti-retroviral dispensation register. Since the 14th July, 2021 the CBOs’ Focal Point for Baptist Hospital (CBC) Mboppi, the UPEC Coordinator and EGPAF Project Funding representative, have trained and informed Cameroon Link staff on the management of Cohort hrough the register and sharing of data. Hey have been informed that some 500 PLHIV will be handled by Cameroon Link CBO in Bonaberi-Douala. For this reason, the training at the UPEC has focused on two main registers used during community dispensation of HIV anti-retroviral therapy drugs notably : 1. DAILY APPOINTMENT REGISTER FOR PLHIV ON ART 2. TRACKING REGISTER FOR RESEARCH OF PLHIV ABSENCE OR LOSS In the dispensation register each of the 17 Cohorts will occupy one page in the register and it was explained that the patients will be drawn from the period 2008 to 2019. Patients will be followed up by Health Facilities (FOSA) for 24 months before they are transferred to CBOs when their Viral Loads (CV) are considered stable. The 500 patients announced will be classified at Cameroon Link under 17 Cohorts as follows: 1. January 2000 – July 2008 2. August 2008 - August 2009 3. September 2009 - August 2010 4. September 2010 – July 2011 5. August 2011 – July 2012 6. July 2012 – MAY 2013 7. June 2013 – March 2014 8. April 2014 – December 2014 9. January 2015 – August 2015 10. September 2015 – March 2016 11. April 2016 – August 2016 12. September 2016 – February 2017 13. March 2017 – July 2017 14. August 2017 – March 2018 15. April 2018 – September 2018 16. October 2018 – December 2018 17. January 2019 – December 2019 After the first evealuation of the Cameroon Link site, a second evaluation is expected in the month of September 2021 before effective transfer of PLHIV to the community site for dispensation of ARV. Cameroon Link has prepared track to facilitate access to Cameroon Link in Bonaberi and these tracks are shared with patients put on the transfer list. The staff designated and trained to participate in the dispensation process at Cameroon link is as follows: 1. James Achanyi Fontem, Team Leader, Tel.: +237 677758840 2. Ojong Helen Ayamba, Nurse, +237 651776537 3. Kamdom Dzukam Christaine Laure, Asistant Nurse. +237 699877186 4. Mbon Flavie Marcelle , +237 693002311 5. Emmanuel Atangah +237 675312939

Constitutive General Assembly of Achenadi Credit Union

Constitutive General Assembly of Achenadi Credit Union (ACU) held in Buea on the 27th August 2021 under the chairmanship of the President General of Achenadia Development Association (ADA). ACHENADIA CREDIT UNION (ACU) is a savings and credit oriented organization managed by members of Achenadia Development Association (ADA). It operates in line with directives of OHADA, MINFI, COBAC and Cameroon Cooperative Credit Union (CamCUL) league. Its main objective is to provide reliable and financial services that meet the short and long term expectations of members.

The objectives of Achendia Credit Union (ACU) are as follows: * Promotion of community development activities through IEC, Training and Advocacy • Collection and publication of health information and Laboratory data • Participation in Agriculture and Health Research • Mobilizations of funds and material resources for weight control activities. Mobilization of funds to boost Achenadia Credit Union activities. • Collaboration with donors and volunteers on Agriculture, Lice stock breeding, health development (HIV & COVID 19 prevention) and community development. Participative in socio-economic research projects and strategies. • Fund raising of funds for transportation for volunteer agriculture and health workers (Volunteer Peer Educators). • Production and multiplication and distribution of of education materials on well being of rural area populations. Minutes of Constitutive General Assembly of Achenadi Credit Union The meeting started with the arrival of participants from Mamfe, Manjo, Dschang, Douala, Limbe, Ekona, Buea and other cities of Cameroon at 3 p.m. This was followed by installing the zoom to connect with members in the diaspora at 15h30. Members in the diaspora are located in the United States of America and Europe (Finland). Opening prayer was offered by Rev. Father Stanley Monet Otto and Ma Julie Achanyi from Mamfe, followed by a statement by the host, Pastor Prisco Acheaqnyi, who said he aim of inviting members of Achenadi famly to his residence was basically to get all build a better future of the children born in the family. Pa James informed participants that he was consulted and it was from there that he announced the intention of Pastor Priscot on whatsapp. All who read th message requested the host to give a date to allow each and everyone to organize his/her agenda. The first date give was August 28 and it was brought back to August 27 because some members had to do long distances to reach the venue. Pa James added that it was necessary to revive the discussions on the agenda of Achenadia to focus on more positive activities and suggested that he was going to present a write-up for the creation of Achenadia Credit Union (ACU). The statute and intern€al regulation was presented to the general assembly. He enlightened participants on the process of creating a credit union orga€nisation. The draft constitution of the Achenadia Credit Union as read by Mammy Julie Achanyi from Mamfe, discussed by participant before election of the executive bureau members. The election was conducted by the President General of Achenadia, Pa James Achanyi Fontem based in Douala, economic capital of Cameroon. The election was followed by animation of the meeting by some talented members n nweh language. Nkem Tanyi who acted as the key master of ceremony emphasized that the issue of internally displaced persons should be discussed within the agenda. The executive bureau of Achenadia Credit Union was elected as follows; COMPOSITION OF EXECUTIVE BUREAU President General: Pa James Achanyi Fontem Tel: +237677758840 President: Dr. Francis Leke Achanyi – Tel: 00210 1780536 Vice President: : Pastor Priscot Acheanyi, Tel: +237 677511844 Secretary: Mrs. Atuwoah Juliata Tel: +237 656384105 Financial Secretary: Ngosong Clinton Anuwoh Tel: +237 672068431 Treasurer: Ma Julie Ngwibethe Tel: +237 Commissioners of Accounts: Ma Juliana Ngwi Achanyi Tel: 237 677122520 Nkem Frederick Otto Tel: 0012404134977 Resource Persons: Bernard Otto Tel: +237 Chrisantus Abila Achanyi Tel: 00358443667488 Nkematem Richard Tel: 0013012136154 Pa James Achanyi Fontem took the responsibility of getting the creation of Achenadia Credit Union endorsed by the public administration of the Republic of Cameroon. The President of the Achenadia Credit Union, Dr. Francis Leke Achanyi was given the title of traditional notability of NKEMLEKE by the general assembly. PARTICIPANTS 1. James Achanyi Fontem Tel: +237677758840 2. Dr. Francis Nkemleke Achanyi – Tel: 00210 1780536 3. Pastor Priscot Acheanyi, Tel: +237 677511844 4. Rev. Father Stanley Monet Otto 5. Mrs. Atuwoah Juliata Tel: +237 656384105 6. Ngosong Clinton Anuwoh Tel: +237 672068431 7. Ma Julie Ngwibethe Tel: +237 8. Ma Juliana Ngwi Achanyi Tel: 237 677122520 9. Nkem Frederick Otto (Anuwoh Otto II} Tel: 0012404134977 10. Bernard Otto Tel: +237 11. Chrisantus Abila Achanyi Tel: 00358443667488 12. Nkematem Richard Tel: 0013012136154 13. Francis Otto Tel: 237 677590174 14. Francis Tezanu Tel: 237671864878 15. Irene Mbi Nkongchou Tel: 237 681143781 16. Mami Emilia Ngwibete Tel: 237 682719016 17. Anyinkeng Brenda Tel: 237 681122335 18. Justine Bezeatanga Tel: 237 652303568 19. Asonganyi Yvette Tel: 237 670679714 20. Ngosong Clinton Anuwoh Tel: 237672068431 21. Alice Lechindem Tel: 237 676407914 22. Ndeloh Akeamua Esther Tel: 237651373692 23. Melvis Nkeng Tel: 237 681031200 24. Zingwa Joseph Tel: 237 681033606 25. Nkematem Moses Tel: 237 677067693 26. Nkem Tanyi Tel: 237 677951333 27. Mike Achanyi Tel: 237 674432119 28. Atem Prodencia Tel: 237 670875674 29. Anuwoh Romanus Tel: 237 674933787 30. Anuwoah Juliata Tel: 237 656384105 31. Christensia Emeleke Tel: 237 676751412 32. Ngosong Anna Tel: 237 676113200 33. Ateuawung Eric Tel: 237 679323370 34. Ateuawung Rose Tel: 237 650987151 35. Anyikeu Nadesh Tel: 237 673312838 36. Acho Lazarus Tel: 237 677481343 Done in Buea, on the 27th €ugust 2021 President General James Achanyi Fontem

ACHENADIA CREDIT UNION (ACU)

ACHENADIA CREDIT UNION (ACU) is a savings and credit oriented organization managed by members of Achenadia Development Association (ADA). It operates in line with directives of OHADA, MINFI, COBAC and Cameroon Cooperative Credit Union (CamCUL) league. Its main objective is to provide reliable and financial services that meet the short and long term expectations of members. MEMBERSHIP

Membership is acquired by: • Filling membership application form • Payment of entrance fee of 2.000Frs • Contribution of shares. A SHARE IS EQUIVALENT TO Ten Thousand (10.000) Frs, which is refundable upon withdrawal of membership. • Contribution of a building fee of Five Thousand (5.000) Frs and a solidarity fund of Two Thousand (2.000) Frs annually. • Submission of two passport size photos MEMBERSHIP RIGHTS • Members are owners of the Credit Union and they patronize the growth of the credit Union. • Members make regular savings and can take loans. • Members attend annual general assembly meetings (AGM). • Members participate in Education General Meetings (EGM) and participate in decision making process towards the Credit Union. Members vote and can be elected into any position of responsibility in the union. • ACHENADIA CREDIT UNION (ACU) members have equal rights in accordance with the democratic principles of the union. SAVINGS ACCOUNT Money saved in this account earns interest and equally gives members enough security to benefit from loans. Withdrawal from this account requires a short notice given that savings are members’ own investment in the credit union. DEPOSITE ACCOUNT A Deposite account is an emergency and business account. Deposites can be withdrawn without notification. A Deposite account yields no interest. SALARY ACCOUNT Civil srvants and private workers can receive their salary through this account. Cheques are provided to holders of this account. Receiving salaries at Achenadia Credit Union can permit you to benefit from the following: • Overdraft facilities • Express School Fee Loans • Social loans • Money Transfer • Business loan • Agriculture loan • Health and Education loan • Anniversary celebration loan • Family Consumption loan Daily Saving Account Daily savings account is provided mainly for small traders, “Bayam Sellam” and people who can afford to save small amounts daily and make withdrawals at the end of the month when need be. The Union charges a little fee for this service monthly on the amount saved. This empowers contributors to earn at the end of every month. LOANS TO MEMBERS Since Achenadi Credit Union’s objective is to solve members’ common problems and to fight against poverty. Loans are granted at low interest rates of 3% within savings and 5% above savings per month in the financial market. The conditions and procedure for obtaining a loan has been simplified for various reasons and purposes like building, business, agriculture, consumption, just to name a few. The loan policy is elaborate on the different types of loans applied based on rates and conditions. ACCOUNTS FOR MINOR AND CHILDREN BELOW 18 YEARS Within Achenadia Development Assosiation (ADA), accounts can be opened for minors and children below 18 years as insurance for kids. This is to facilitate parents to prepare for the education, medical care and other issues related to child up bringing. Withdrawals are not chargeable and savings earn interest at the end of the year. The account is managed by adults until the child is above 18 years. GROUP ACCOUNT Achenadia Credit Union (ACU) offers opportunities for groups to open accounts with the union and Interest is paid on amounts saved annually. Withdrawals are free and fast. Loans are equally granted to groups on similar conditions as other custumers. MONEY TRANSFER Members are given the opportunity to send and receive money through Achenadia Credit Union (ACU). This service is fast, flexible, reliable and low cost. FINANCIAL CONSULTANCY SERVICE Achanadia Credit Union (ACU) offers to members consultancy services on how to manage their businesses free of any charge. During mid-year meetings, members receive information on the union’s products and how they can tailor their finances to meet today’s challenges. Achenadia Development Association (ADA) is a charity not-for-profit making organisation for the promotion of community development, women’s empowerment, human assistance, advocacy, education and communication on human rights and social wellbeing It was founded by a native dialogue group of social welfare workers from Lebang Fondom , following the crucial lack of good circulation of information on community development issues. By the organizational structure of Achenadia Development Association (ADA) and the involvement of the natives’ purposes, it is recognised to have great social mobilisation capacities for penetration of the grassroots populations. Achenadia Development Association (ADA)uses the approaches of community mobilisation that take into account the roles of all stakeholders. The Community Based Organisation (CBO) offers technical know-how and services through training and consultation. It operates a Credit Union, counselling, documentation and training centre in Buea, South west region of Cameroon. COMPOSITION OF EXECUTIVE BUREAU President General: Pa James Achanyi Fontem Tel: +237677758840 President: Dr. Francis Leke Achanyi – Tel: 00210 1780536 Vice President: : Pastor Prisco Acheanyi, Tel: +237 677511844 Secretary: Mrs. Atuwoah Juliata Tel: +237 656384105 Financial Secretary: Ngosong Clinton Anuwoh Tel: +237 672068431 Treasurer: Ma Julie Ngwe bethe Tel: +237 Commissioners of Accounts: Ma Juliana Ngwi Achanyi Tel: 237 677122520 Nkem Frederick Otto Tel: 0012404134977 Resource Persons: Bernard Otto Tel: +237 Chrisantus Abila Achanyi Tel: 00358443667488 Nkematem Richard Tel: 0013012136154 Activities * Promotion of community development activities through IEC, Training and Advocacy • Collection and publication of health information and Laboratory data • Participation in Agriculture and Health Research • Mobilizations of funds and material resources for weight control activities. Mobilization of funds to boost Achenadia Credit Union activities. • Collaboration with donors and volunteers on Agriculture, Lice stock breeding, health development (HIV & COVID 19 prevention) and community development. Participative in socio-economic research projects and strategies. • Fund raising of funds for transportation for volunteer agriculture and health workers (Volunteer Peer Educators). • Production and multiplication and distribution of of education materials on well being of rural area populations. The activities of the executive bureau are defined by the general assembly members of Achenadia Development Association (ADA). The executive bureau meets every three months to evealuate and review quarterly reports and strategies of activities. It presents reports to the general assembly annually. It is administered by an executive bureau elected during a general assembly session. Attributions of Executive Bureau Members The President General: The president general convenes meetings and represents ADA during all public activities. He presides over meetings of ADA. The president coordinates activities of the Achenadia Credit Union (ACU) and reports to the president general. The president is co-signatory for withdrawals from the accounts of ADA/ACU. He is charged with the execution of decisions adopted by the general assembly; The vice-president represents and replaces the president in case of absence. Secretariat: The Secretary General registers and assures the management of minutes of ADA. The Financial Secretary documents all financial transactions of ADA Treasurer : The Treasurer guarantees and is keeper of emergency funds of ADA. He/she is one of the signatories of the account of the organisation. Commissioners of accounts: The Commissioners of accounts are in charge of controlling financial records of the organisation. Advisers/ Resource Persons: Advisers/ Resource Persons have the mission of undertaking studies, analysis of documents submitted to ADA. They suggest solutions to problems raised in the community hindering smooth running of the organisation. . EXPENDITURES • The expenditures of ADA are elaborated within the context of an annual budget with specific lines lines approved by the general assembly. • An account is opened in a banking institution for current and savings account transactions. • Three signatures are deposited at the bank to authorize withdrawals of funds when it is necessary. The signatures are those of the president and the treasurer or the president and financial secretary. Article 14: REVISION OF STATUTE: a) All modifications of this statute and internal regulations must be approved by two-third (2/3) of the members of the general assembly on the proposal of the executive bureau. Changes in the executive bureau must be communicated to administrative authorities within thirty (30) days of modification. DISSOLUTION: a) Dissolution of ADA can be effective only by two-thirds (2/3) majority votes of registered up-to-date members during general assembly. b) In the case of dissolution, the general assembly appoints two liquidators to handle the materials and financial records of ADA. This can be auctioned or handed over to any organization with similar humanitarian objectives.

Done in Buea, on the 27th August 2021 James Achanyi Fontem President General President General